A growth opportunity ready to be unlocked.

Businesses now expect the same fast, secure and frictionless experience from commercial payments that they enjoy as consumers. For acquirers, this “consumerization” of B2B payments opens the door to a greater share of an $80 trillion serviceable addressable market, but only if acceptance evolves beyond the consumer lens. And with 59% of buyers willing to switch suppliers that don’t accept virtual cards, the cost of standing still is rising.

This Mastercard white paper explores how acquirers can think differently to drive commercial payment growth, the transformative potential of next-generation virtual cards, and why collaboration across the ecosystem is key to reimagining commercial acceptance.

Inside the white paper:

• The commercial payments landscape and the $80 trillion opportunity
• Why 94% of firms using virtual cards report faster, more detailed and more secure transactions
• The barriers holding acceptance back, from consumer-style underwriting and transaction limits to chargeback concerns and supplier admin burden
• How straight-through processing and automated reconciliation remove manual work for suppliers
• Perspectives from industry partners including U.S. Bank, Nuvei and PingPong
• Mastercard initiatives helping acquirers unlock B2B flows

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